Insurance.& Takaful..!!!

Insurance...?? Is it relevant or not? What I know insurance is protection and transfer of risk by an individual or organization to the insurance company. Insurance company will pay for any losses or damages.

Mmmhhh, some of my friends are doing insurance ..that we call "agent". They are doing for general or life insurance..

Takaful ?? Mmhhh, is a protection plan based on Shariah principles. By contributing a sum of money to a common takaful fund in the form of participative contribution (tabarru’), you undertake a contract (aqad) to become one of the participants by agreeing to mutually help each other, should any of the participants suffer a defined loss.

Both insurance and takaful have similar basic principles. For instance, the insured, such as yourself, must have a legitimate financial interest in the risk you are insuring, meaning you must suffer a financial loss when the insured event occurs.

Where we can get insurance product ?

1. Buy from registered agent

2. Buy from banking institution

3. Directly from insurance company

4. Tru internet..via online.

Can I buy more that one policy..?? YES.. You also can buy more that one policy to protect a particular risk but in one claim for the event of loss or damage. The amount payable will then be contributed by the insurance companies involved. As such, you cannot profit from your general insurance policy or takaful plan. If you suffer a loss, you will be compensated accordingly and no more than that. You will be paid or ‘indemnified’ to the position you were in before the loss.

Useful Pointers When Buying an Insurance Policy or Participating in a Takaful Plan.

1. Understand the policy or plan including the products features, conditions, benefits limitation, and exclusions.
2. Ensure that the premium or contribution payable is affordable
3. Ensure that the amount of coverage taken is adequate and suits your needs
4. Ensure that all material facts are fully disclosed
5. Deal ONLY with registered agents/licensed brokers, or directly with an insurance company or takaful operation.
6. Monitor the period of coverage and time for payment of premium or contribution.

Hopefully, people can make good decision before buy the insurance.

Recommended Agents (my friends):

1. Mr Zamie : 0126644530

2. Mr Azri : 0123950044

3. Mr Ezdwan : 0136268060

4. Mr Emran : 0126915019 ..as consultant :p

Emall Network. Get it...!!!!

http://www.emallnetwork.com/

How the home page of the website looks like? Basically it is like the www.lelong.com.my. But, in here you will find more things on a fixed price

Your Financial Freedom Gateway

Company Profile

Co-founder & Chairman : Mr. Ridhuan Abd Samad
Campony Name : eMallNetwork Sdn Bhd (830292-U)
Address : Suite 8.06 Hotel Maya, Jln Ampang 50450 Kuala Lumpur
A Registered Bumiputera Company

eMallNetwork allow you to really start your own business with your own product or service

This is not direct selling we do not tell you to sell our product, your are totally in control to sell your own product or service

Your have your own virtual shop that open 24 hours a day 7 days a week

No maintenance, work from home and daily income

Worldwide market, no limit for space advertisement

According to ALEXA
60% eMallNetwork users are from Malaysia and 40% from other country

What the best thing about eMall?

Yes of course you can buy and things online. Besides;

1) Online Sms Marketing Tool (where sms will be included on each deals or transaction occured)
.
2) Provide an E-Wallet for members to easily save and tranfer the money safely through online.

3) Provide E-Office for members to calculate and accelerate from a to z in the world of e-commerce.
.
4) Accept all of the alternative payment processor rather than credit card.(soon) like paypal, egold etc.

This is the best place for all of the malaysian to market its product. Like durian, belacan, ikan bilis.

Do the eBay.com have belacan to be sold?

Do the amazon.com or lelong.com.my have kain batik to be sold

Initially if you want to be part of members, there are 3 package to choose from

1) Bronze package : RM500 + RM49(lifetime membership fees) - Get 5 shops for 1 year

2) Silver package : RM1500 + RM49(lifetime membership fees) - Get 15 shops for 1 year

3) Gold package : RM3500 + RM49(lifetime membership fees) - Get 35 shops for 1 year

Come to our office for more detail and we tell you how to expand your business (make an appointment first)

Monday - Friday, 11am - 7am

Call or just SMS me your name, age, address, and time to make an appointment

Suite 8.06, Plaza 138, Hotel Maya, Jalan Ampang, 50450 Kuala Lumpur

Mr Sobri : 019 6782153

When Can Online Businesses Be Considered As Safe Investment Options?

Lets start with some facts and figures to understand the importance of making ourselves aware of the internet revelations. Google.com has 55,000,000 pageviews in a month and is valued at 1.65 Billion Dollars as of Dec 2008. Similarily Yahoo, MSN, Ebay and many other web service providers are in the billion dollar club. Recently Youtube and Raaga.com like sites have proved that even audio and video sharing sites can touch millions of dollars as their advertising revenue.

So what does it all boil down to?

The Best time in the history of mankind is right now and one has to make most of it either willingly or otherwise. Information exchange rate is at an all time high. According to recent studies, The information doubling rate can be measured by the number of inventions in a given period of time by human beings, like Humans invented 38,100 items in 30,000 years, and till renaissance in 1500 BC the number of inventions doubled up to 79035, surprisingly by the beginning of 20th century the doubling rate was acheived between 1910 to 1960 with with 678,900,000,000 variables. Right now the information is doubling every 18 months and By 2015 We will be crossing the vertex of All the information that has been generated till now in the universe.

So back from the Sci-fi, to reality Only Internet is the logical base to our future and all social activities will change the platforms and modes of communications from manual to automatic.
.coms, nets, org, etc will be the prime piece of real estate, Invest in a domain name Now and thank your stars in the future for gaining this information. A 4L( letters).com domain is at sale for 500,000$ at sitepoint.marketplace .com but some promising 8L domains are still at sale for 70-80$. Visit http://www.monthlysalary.ws or click here.

Monthlysalary.ws provides the biggest opportunity of a lifetime with free PPC advertising options and readymade website with absolutely No cost.
http://www.monthlysalary.ws

Article Source: http://EzineArticles.com/?expert=Vinayak_Rao

Is Multi Level Marketing The Right Opportunity For You..???

So you are looking for a new start in life. You want to do something completely different and run a business from home. You have come across an opportunity in the field of multi-level marketing (also known as network marketing or relationship marketing). You understand that this system is based on a pyramid structure and the majority of people who go into it are never going to get off the bottom rungs of the ladder; but then there is also the marketing material that shows that at least some people do wonderfully well and achieve the sort of results that you dream of. The question is: if you give it a try are you going to be one of the smiling faces in the promotional literature or are you going to waste a lot of time and a bit of money and then try to find something else to do?

There are no definite answers, but here are some factors that you should take into account:

1. Is the product right? Is it something that a high proportion of people buy and that they buy regularly or, at least, frequently? Are you confident that the quality of the product is good and do you like it? Can you get genuinely enthusiastic about it? If the answer to any of these is "No" of "Maybe" then look for something else.

2. Do you have a wide circle of contacts with people with whom it is practical and acceptable for you to do business? You need to think carefully about this. You may be well connected in the school community or the church, but how would these connections feel about your trying to sell them something or trying to persuade them to sell something? If you are well connected in a big community of some sort, in which you would feel comfortable about doing business, this is a major benefit, provided that the community can afford the product and that the product has not been oversold in that community already.

3. Do you find it easy to get people to do what you want them to? This is a factor of social status and personality. If you are the quiet shy guy who sits in the corner and observes what is going on, or the popular one whom everyone likes to joke with but no one takes seriously, then you are unlikely ever to see your face smiling out of the promotional literature.

4. Do you feel concerned about putting pressure on other people or worried that they may not be doing as well out of a deal as you are doing. To succeed in the multi-level marketing game you have to be prepared both to accept and to apply all sorts of social pressure to achieve success.

5. Are you really hungry for success? Are you prepared to devote a lot of time and energy, and to carry out the plans and programs that others suggest? Most of all, do you have belief in your capacity to succeed?

By working through these issues you will get a better idea about whether the opportunity you are considering in multi-level marketing is likely to work for you. If you are doubtful, look for something else, because there is no point in going in hesitantly or half heartedly. That is a certain path to failure. If the opportunity seems to fit with you, you may want to give it a try.

If you are going to, then give it everything you've got, but remember that if it doesn't work out for you that makes you one of the great majority and it does not mean that there are not other excellent opportunities to be explored that might be better for you.

Source From:

James Michael is a Senior Consultant who advises on income generating strategies and home based employment opportunities. For more information visit his blog at http://pf-success.blogspot.com/

Article Source: http://EzineArticles.com/?expert=James_Michael